Amex Blue Business Plus Credit Card: Your Ultimate Guide
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Building a strong credit history and earning rewards for your business expenses has never been easier. The Amex Blue Business Plus Credit Card is a game-changer for small business owners, entrepreneurs, and those looking to maximize their spending power. This credit card offers an array of benefits, including flexible reward points, no annual fee, and a simple yet effective way to earn cashback on everyday business purchases. Whether you’re buying office supplies, dining with clients, or booking travel, this card helps you earn rewards on every purchase.
In this article, we’ll explore everything you need to know about the American Express Blue Business Plus Credit Card, including its key features, benefits, and how to apply for it. Keep reading to learn how you can earn valuable rewards and streamline your business expenses with this powerful tool.
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Why Choose the Amex Blue Business Plus Credit Card?
The American Express Blue Business Plus Credit Card is designed for small businesses and entrepreneurs who want a straightforward, effective way to earn rewards on their business purchases. Whether you’re making large office supply purchases, booking travel for business meetings, or simply paying for everyday expenses, this card offers a great way to earn Membership Rewards® points with no annual fee.
What sets this card apart is its generous reward structure. You earn 2X Membership Rewards® points on the first $50,000 in eligible purchases each year, and 1X points after that. With no category restrictions, you can earn rewards on everything from gas and office supplies to dining and travel. Plus, the American Express Blue Business Plus Credit Card offers easy integration with tools like QuickBooks® for expense management, making it an ideal solution for business owners.
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Key Features and Benefits of the Amex Blue Business Plus Credit Card
1. 2X Membership Rewards® Points on the First $50,000
One of the standout features of the American Express Blue Business Plus Credit Card is the ability to earn 2X Membership Rewards® points on the first $50,000 spent on eligible purchases each year. Whether you’re buying office supplies, paying for business-related travel, or dining with clients, this benefit allows you to rack up points quickly. After reaching the $50,000 limit, you’ll continue earning 1X points on all further purchases, ensuring that your business expenses always work to your advantage.
Moreover, any purchases made through AmexTravel.com also earn 2X points and do not count towards the $50,000 limit. This makes it even easier for frequent business travelers to earn more rewards while booking flights, hotels, and car rentals.
2. No Annual Fee
Unlike many business credit cards that charge high annual fees, the American Express Blue Business Plus Credit Card has no annual fee. This makes it an affordable option for small businesses looking to maximize their rewards without incurring extra costs. By eliminating the annual fee, American Express ensures that every dollar spent counts towards building valuable rewards.
3. Easy Integration with QuickBooks®
As a business owner, managing expenses is crucial, and the Amex Blue Business Plus Credit Card helps simplify this process by integrating with QuickBooks®. With this integration, your business transactions will automatically be categorized, saving you time on bookkeeping. This feature helps you stay organized and ensures that your spending is efficiently tracked for accounting purposes.
4. Employee Cards at No Extra Cost
The American Express Blue Business Plus Credit Card allows you to add Employee Cards at no extra cost. This benefit enables you to manage employee expenses while earning rewards on their purchases as well. You can track expenses for each cardholder separately, making it easier to manage your business’s finances.
5. Flexible Redemption Options
Your Membership Rewards® points can be redeemed in a variety of ways to suit your business’s needs:
- Statement credits to offset purchases
- Travel bookings via AmexTravel.com for the best rates
- Gift cards for shopping, dining, and entertainment
- Use points to pay for purchases at Amazon or PayPal
These flexible redemption options allow you to use your points in ways that align with your business goals, whether you’re saving for a big purchase or rewarding your employees.
6. Travel and Purchase Protections
The American Express Blue Business Plus Credit Card comes with a suite of travel and purchase protections to ensure peace of mind:
- Car Rental Loss and Damage Insurance: When you use your card to rent a vehicle, you’re covered for damage or theft, helping you save on rental insurance.
- Purchase Protection: Covers eligible purchases for up to 120 days from theft or accidental damage, ensuring that your investments are protected.
- Extended Warranty: Extends the manufacturer’s warranty for eligible purchases by up to one additional year, giving you added security.
- Global Assist® Hotline: Access 24/7 emergency assistance when traveling more than 100 miles from home.
These protections are invaluable for businesses that travel frequently or make significant purchases.
