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When it comes to maximizing rewards on your daily expenses, the Bilt Mastercard is a game-changer.
This unique card allows you to earn points on your rent, without any transaction fee, a feature that sets it apart from most other credit cards.
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Beyond rent, the Bilt Mastercard offers generous rewards on dining, travel, rideshare, and even fitness classes. Whether you’re paying for your rent or enjoying a meal at your favorite restaurant, this card helps you maximize your spending potential.
In this guide, we’ll explore the remarkable benefits of the Bilt Mastercard, how it ranks among the top reward cards in terms of value, and provide you with a step-by-step guide to applying for this powerful card.
Why Choose the Bilt Mastercard?
The Bilt Mastercard is designed to give you flexibility and rewards across a wide array of spending categories. Below are the top reasons why you should consider applying for this card:
Generous Rewards on Rent
The Bilt Mastercard is the only credit card that allows you to earn points on one of your largest monthly expenses—rent. What’s more, there are no transaction fees when paying rent using this card. You earn 1% points on rent payments, up to 100,000 points each calendar year. Whether you’re paying with check or ACH, your rent payments will now be a way to earn valuable rewards, which can be used for various purposes, such as reducing future rent payments, purchasing home decor, or even for a home down payment when you’re ready to buy.
Unmatched Rewards in Your Neighborhood
One of the standout features of the Bilt Mastercard is its rewards program for neighborhood spending. You earn 5X points at Bilt Neighborhood Dining Partners, and 3X points on other dining purchases. Whether you’re enjoying a meal out or grabbing coffee from a local café, you’re earning valuable rewards every time you spend. Additionally, this card offers exclusive perks, like discounts and rewards for fitness classes at neighborhood studios and even credits for Lyft rides.
Fantastic Travel Benefits
If you love to travel, the Bilt Mastercard offers 2X points on travel-related purchases. Whether it’s flights, car rentals, or hotel stays booked directly with the service providers or through the Bilt Travel Portal, this card helps you maximize your travel rewards. In addition to this, the Bilt Mastercard provides reimbursements for nonrefundable travel costs if your trip gets canceled or interrupted due to a covered reason. Moreover, it offers free foreign transaction fees on international purchases, making it ideal for those who travel abroad.
Key Benefits of the Bilt Mastercard
Now that you understand the core value of the Bilt Mastercard, let’s dive deeper into its features and perks:
No Annual Fee
Unlike many other credit cards that charge an annual fee, the Bilt Mastercard offers all of its rewards without requiring you to pay a fee each year. This makes it an even more appealing option for those who want to enjoy the benefits of a premium card without any upfront costs.
Flexible Redemption Options
With Bilt Mastercard, you’re not limited to how you can redeem your rewards. You can use your points for rent payments, home decor, or even for travel, gift cards, or Lyft rides. This flexibility ensures that you can make the most out of your hard-earned points in a way that best suits your lifestyle.
Purchase and Travel Protections
The Bilt Mastercard includes several protections, such as purchase protection against theft or damage for up to 120 days on eligible items, and extended warranty protection on purchases with eligible U.S. manufacturer warranties. For travelers, the card offers reimbursement for covered damage or theft of rental cars and a reimbursement for any travel-related expenses if your trip is delayed for over six hours.