Cash+ Visa Signature Card – U.S Bank: Rewards & Application
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If you’re on the lookout for a credit card that provides excellent rewards while offering flexibility in how you earn cash back, the U.S. Bank Cash+ Visa Signature Card is a perfect fit. This card stands out due to its unique rewards structure, where you can earn 5% cash back on two categories you choose each quarter. In addition, it offers 2% cash back on one everyday category and 1% on all other purchases. With no annual fee and a strong welcome bonus, the U.S. Bank Cash+ Visa Signature Card lets you maximize your rewards based on your own spending habits. This article will take you through the incredible benefits of the U.S. Bank Cash+ Visa Signature Card, how to apply for it, and how to get the most out of this powerful rewards card.
Why Choose the U.S. Bank Cash+ Visa Signature Card?
The U.S. Bank Cash+ Visa Signature Card is designed for people who value flexibility, generous cash back, and a straightforward rewards structure. Discover the reasons why this card stands out as a top option for those seeking great rewards:
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- Generous Cash Back Rewards
With the U.S. Bank Cash+ Visa Signature Card, you can earn up to 5% cash back on the first $2,000 spent each quarter across your selected categories, maximizing your cash back potential. These categories can include groceries, gas stations, restaurants, online shopping, and more. On top of that, you’ll receive 2% cash back on one everyday category of your choice. For all other purchases, you will earn 1% cash back. - $200 Welcome Bonus
New cardholders qualify for this reward by spending on eligible purchases within the initial 90 days of opening your account. This is a fantastic way to quickly boost your rewards balance and get started on your journey to earning cash back. - Introductory APR Offer
The U.S. Bank Cash+ Visa Signature Card offers a 0% APR on purchases and balance transfers for the first 15 months, a perfect choice for those looking to manage large purchases or transfer existing balances. - No Annual Fee
A key benefit of the U.S. Bank Cash+ Visa Signature Card is its has no annual fee. This allows you to enjoy all the card’s benefits without worrying about any upfront costs.
Key Benefits of this U.S Bank Card
Let’s dive deeper into the key features that make the U.S. Bank Cash+ Visa Signature Card such a great choice:
1. 5% Cash Back on Two Categories
The U.S. Bank Cash+ Visa Signature Card lets you choose two categories every quarter to eearn 5% cash back on the first $2,000 spent in qualifying categories. Categories include things like grocery stores, gas stations, restaurants, online merchants, and more. This feature gives you flexibility and allows you to tailor your rewards based on where you spend the most.
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2. 2% Cash Back on One Everyday Category
In addition to the 5% cash back, this card offers 2% cash back on one everyday category of your choice. This lets you choose categories like grocery stores, gas stations, or restaurants, making it effortless to earn high cash back.
3. 1% Cash Back on All Other Purchases
The U.S. Bank Cash+ Visa Signature Card also offers 1% cash back on all other purchases. While this rate is lower than the 5% or 2% categories, it still provides excellent value for all your regular purchases.
4. $200 Welcome Bonus
New cardholders can earn $200 cash back after spending $1,000 within the first 90 days. This bonus adds great value to the card and helps you earn rewards quickly.
5. 5% Cash Back on Prepaid Travel
Book your air, hotel, or car rental reservations through the U.S. Bank Rewards Center and earn 5% cash back on those purchases. This is perfect for frequent travelers who want to maximize their rewards on travel-related expenses.
6. Flexible Redemption Options
You can redeem your cash back in various ways. Options include statement credits, a rewards card, or direct deposit into your U.S. Bank checking or savings account. Additionally, you can use your rewards for gift cards, merchandise, or travel bookings, giving you the flexibility to redeem your rewards in the way that best suits your needs.
7. 0% Intro APR on Purchases and Balance Transfers
Enjoy a 0% introductory APR on purchases and balance transfers for the first 15 months. This is an excellent way to make large purchases or transfer balances from high-interest cards and save on interest charges during the introductory period.
8. Other Built-in Benefits
The U.S. Bank Cash+ Visa Signature Card comes with a variety of additional benefits to help protect your purchases and give you peace of mind:
- Zero Liability Protection: You’re not responsible for unauthorized charges on your account.
- Purchase Protection: Eligible purchases are covered for damage or theft for up to 120 days.
- Extended Warranty Protection: Extend your coverage on eligible purchases for up to one more year.
- Cell Phone Protection: Get coverage for damage or theft of your cell phone when you pay your monthly bill with your card.
- Travel and Emergency Assistance: This benefit provides legal and medical referrals during your travels and access to other travel and emergency services.
