Citi Diamond Preferred Card: Guide to Benefits and How to Apply
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When managing your finances, having the right credit card can make all the difference. The Citi Diamond Preferred Card stands out as a top contender for those looking to save on interest and enjoy great rewards. With a combination of 0% intro APR on purchases and balance transfers, no annual fee, and a host of other valuable perks, this card offers excellent flexibility and ease of use. Whether you’re making large purchases, consolidating debt, or simply looking for a card with a solid rewards program, the Citi Diamond Preferred Card has something for everyone. This guide will walk you through the card’s key benefits, rewards, and a simple, step-by-step guide on how to apply.
Why Choose the Citi Diamond Preferred Card?
This card is perfectly designed for people who want to make the most of their spending while saving on interest payments. One of the standout features of the card is its 0% intro APR, which lasts for 12 months on purchases and 21 months on balance transfers. After this introductory period, the APR will become variable, ranging from 17.24% to 27.99%, depending on your creditworthiness.
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Not only does the Citi Diamond Preferred Card provide excellent APR benefits, but it also comes with no annual fee, making it an affordable option for those looking to minimize extra costs. With free access to your FICO® score, enhanced fraud protection, and round-the-clock customer service, this card goes above and beyond to protect you while helping you stay on top of your finances.
Top Features and Benefits
- 0% Intro APR for 12 Months on Purchases
Enjoy 0% intro APR on purchases for the first 12 months, helping you pay off large purchases without interest. Afterward, a variable APR applies. - 0% Intro APR for 21 Months on Balance Transfers
Benefit from 0% intro APR for 21 months on balance transfers, ideal for debt consolidation. After 21 months, a variable APR applies. - No Annual Fee
The Citi Diamond Preferred Card has no annual fee, making it budget-friendly while maximizing rewards. - $0 Liability on Unauthorized Charges
You’re protected from unauthorized charges, ensuring peace of mind when shopping. - Free Access to Your FICO® Score
Track your credit health with free access to your FICO® score. - Mastercard® ID Theft Protection™
This card offers protection against identity theft with alerts on suspicious activity. - 24/7 Customer Service
Access customer service anytime for assistance with billing, benefits, or disputes. - Automatic Account Alerts
Stay on top of payments with automatic email or text alerts for balances and due dates. - Digital Wallets and Contactless Payments
Easily make secure payments using digital wallets like Apple Pay®, Google Pay™, and Samsung Pay. - Citi Entertainment®
Get VIP access to exclusive events, including presale tickets to concerts and sports events.
