Citi Custom Cash Card: Guide to Benefits & Application

How to Apply for the Citi Custom Cash Card

Applying for the Citi Custom Cash Card is simple and straightforward. Here’s how to get started:

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• Step 1: Check Your Credit Score
  Before applying, it’s recommended to check your credit score. The Citi Custom Cash Card is best suited for individuals with good to excellent credit. A score of 690 or higher increases your chances of approval.
  
• Step 2: Gather Required Information
  Prepare the following information before starting the application:
  
  • Full name
    
  • Address
    
  • Date of birth
    
  • Social Security number
    
  • Employment and income details
    
• Step 3: Visit the Citi Website
  Head to the official Citi website to find the Citi Custom Cash Card application page. The online form is simple and user-friendly.
  
• Step 4: Complete the Application Form
  Fill out the form with your personal and financial details. Double-check the accuracy of your entries to avoid any delays in the approval process.
  
• Step 5: Submit and Track Your Application
  Once submitted, track your application status online. If approved, your card will arrive within 7-10 business days, allowing you to start enjoying the benefits immediately.
  

Maximizing Your Cash Card Benefits

To make the most out of your Citi Custom Cash Card, here are some tips:

• Activate Your 5% Categories
  Be sure to activate the 5% cash back categories each billing cycle to maximize your rewards. The more you use this feature, the more rewards you earn.
  
• Monitor Your Spending
  Use the Citi Mobile® app to track your spending. This will help you keep an eye on how much you’ve spent in each category, ensuring you reach your $500 limit for the 5% cash back category.
  
• Pay Your Balance in Full
  To avoid interest charges, always pay off your balance in full each month. This ensures that you keep the rewards you’ve earned without losing them to high-interest rates.
  
• Take Advantage of Citi Travel
  If you love to travel, use Citi Travel to book your trips and earn an additional 4% cash back on hotels, car rentals, and attractions. This benefit helps you earn more while traveling.
  

Conclusion: Is the Citi Custom Cash Card Right for You?

The Citi Custom Cash Card is a fantastic option for anyone looking to earn generous cash back on their spending. With 5% cash back in your top spending category, a $200 bonus, 0% intro APR for the first 15 months, and no annual fee, this card provides great value for those who want to maximize their rewards.

Whether you’re using the card for groceries, dining, or travel-related expenses, the Citi Custom Cash Card offers a flexible and rewarding experience that can help you reach your financial goals. If you’re ready to start earning cash back with no annual fee, apply for the Citi Custom Cash Card today and start enjoying its many benefits.